I’m in the process of purchasing a home. I’m taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I’m making a monthly payment on it anyways? Will I being paying twice? Can someone please explain

Technorati Tags: fha loan, google, home insurance, homeowners insurance, insurance, mortgage payment, script type, text javascript

I don’t know if i’m posting this in the right section, but i’ll give it a shot. me and my husband own a mobile home and are looking into getting homeowners insurance. are there any good reliable insurance companies that insure mobile homes and it’s contents, preferably cheap? we would like contents included as we have quite a few valuable things in our home.

Technorati Tags: google, homeowners insurance, insurance, insurance companies, mobile home, mobile homes, reliable insurance, script type, text javascript

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them……I don’t have a car.

Technorati Tags: alfa, car insurance, google, homeowners insurance, insurance, script type, text javascript

My husband and I are about to start the short sale process and starting this month we are not and cannot afford to make our mortgage payments anymore. Our Homeowners insurance is paid for through escrow…what happens when we stop paying our mortgage payments? Should we contact our insurance agent and switch to direct billing or does this all get covered in the short sale? We are projecting being in our home at least 6 months before we get an offer (due to winter approaching). I have looked all over online and get mixed answers. Just want to to do. Thanks

Technorati Tags: escrow, google, homeowners insurance, insurance, insurance agent, mortgage payments, script type, short sale, text javascript

We had a bad storm about 2 weeks ago, i believe the power had to of when out at some point in the night because my alarm clock was reset. I bought a MacBook Pro for 1900, and it stays plugged in at night, when i woke up the next morning it would not power on. I took it to a repair shop and they said it would be over 2000 to repair. Can i claim this on my homeowners insurance? Also, The computers not even a month old and the warranty doesn’t cover this.

Technorati Tags: alarm clock, google, homeowners insurance, insurance, next morning, script type, text javascript, warranty

Will my homeowners insurance cover the repair or replacement? Note: I live in Tx

Technorati Tags: google, homeowners insurance, insurance, script type, text javascript

I have a water leak from my heat/air system in my attic. Will my homeowners’ insurance cover my damages if I put in a claim?

Technorati Tags: damages, google, heat air, homeowners insurance, insurance, script type, text javascript, water leak

Let’s say I had a pet hawk and I was letting it fly around my back yard tied to a string. It gets loose and blinds the eye of one of my neighbors.

Would my homeowners insurance and my umbrella coverage protect me if I’m sued?

Technorati Tags: back yard, blinds, fly, google, hawk, homeowners insurance, insurance, neighbors, script type, text javascript, umbrella coverage

Im purchasing a home in 2 months. Meanwhile my apartment was broken into and my second vehicle was stolen via my spare key which was hidden in my apartment. My losses for the apartment are around ,000 and my vehicle carried full coverage and is valued at ,200. If i make an insurance claim to cover my losses, when i buy my home would my homeowners insurance rates suffer from these two big claims?

Technorati Tags: apartment, full coverage, google, homeowners insurance, insurance, insurance claim, insurance rates, losses, script type, spare key, text javascript

My family is considering moving to Port St. Lucie but I am concerned about how much the homeowners insurance is.

Technorati Tags: google, homeowners insurance, insurance, port st lucie, script type, text javascript