I’m in the process of purchasing a home. I’m taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I’m making a monthly payment on it anyways? Will I being paying twice? Can someone please explain

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I don’t know if i’m posting this in the right section, but i’ll give it a shot. me and my husband own a mobile home and are looking into getting homeowners insurance. are there any good reliable insurance companies that insure mobile homes and it’s contents, preferably cheap? we would like contents included as we have quite a few valuable things in our home.

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I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them……I don’t have a car.

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I am trying to find out where Farmers insurance discloses their rating formula. I am in Texas and have asked the Texas department of insurance but they were no help. I know insurance companies have to disclose their standard rating formulas but they HIDE them. Please help me if you know where to find them.

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Thinking about the move from PA to FLA
Including Flood Insurance if you have it

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i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i’m i supposed to do with my rottie? please help

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My husband and I are about to start the short sale process and starting this month we are not and cannot afford to make our mortgage payments anymore. Our Homeowners insurance is paid for through escrow…what happens when we stop paying our mortgage payments? Should we contact our insurance agent and switch to direct billing or does this all get covered in the short sale? We are projecting being in our home at least 6 months before we get an offer (due to winter approaching). I have looked all over online and get mixed answers. Just want to to do. Thanks

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We had a bad storm about 2 weeks ago, i believe the power had to of when out at some point in the night because my alarm clock was reset. I bought a MacBook Pro for 1900, and it stays plugged in at night, when i woke up the next morning it would not power on. I took it to a repair shop and they said it would be over 2000 to repair. Can i claim this on my homeowners insurance? Also, The computers not even a month old and the warranty doesn’t cover this.

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I have been in my home for almost two years. Last year I had a escrow shortage and this year I had an escrow shortage. I purchased flood insurance last year and they are adding that to my escrow and I never requested it to be paid by my mortgage company it was something that I added a year after I purchased the home. Our mortgage payment has increased by 0 since we bought the house. I don’t understand all this stuff and I’d rather pay my own property taxes. Is this the better thing to do?

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Will my homeowners insurance cover the repair or replacement? Note: I live in Tx

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