Best Home Security Systems » insurance

Why do I have to pay first year homeowners insurance?

admin — Fri, 27 Jan 2012 00:02:16 +0000

I’m in the process of purchasing a home. I’m taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I’m making a monthly payment on it anyways? Will I being paying twice? Can someone please explain

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homeowners insurance?

admin — Fri, 02 Dec 2011 00:03:42 +0000

I don’t know if i’m posting this in the right section, but i’ll give it a shot. me and my husband own a mobile home and are looking into getting homeowners insurance. are there any good reliable insurance companies that insure mobile homes and it’s contents, preferably cheap? we would like contents included as we have quite a few valuable things in our home.

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where can I find affordable homeowners insurance?

admin — Mon, 28 Nov 2011 00:01:26 +0000

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them……I don’t have a car.

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Where can I find Farmers Insurance Rating formula for when they quote Homeowners Insurance rates?

admin — Sat, 29 Oct 2011 00:01:30 +0000

I am trying to find out where Farmers insurance discloses their rating formula. I am in Texas and have asked the Texas department of insurance but they were no help. I know insurance companies have to disclose their standard rating formulas but they HIDE them. Please help me if you know where to find them.

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How much do you pay annually for Florida Homeowners Insurance for your property?

admin — Tue, 13 Sep 2011 19:50:43 +0000

Thinking about the move from PA to FLA
Including Flood Insurance if you have it

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how can i get homeowners insurance if i own a rottweiler?

admin — Sun, 11 Sep 2011 15:03:56 +0000

i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i’m i supposed to do with my rottie? please help

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Homeowners insurance payments during a short sale?

admin — Fri, 09 Sep 2011 19:50:57 +0000

My husband and I are about to start the short sale process and starting this month we are not and cannot afford to make our mortgage payments anymore. Our Homeowners insurance is paid for through escrow…what happens when we stop paying our mortgage payments? Should we contact our insurance agent and switch to direct billing or does this all get covered in the short sale? We are projecting being in our home at least 6 months before we get an offer (due to winter approaching). I have looked all over online and get mixed answers. Just want to to do. Thanks

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Will homeowners insurance cover a laptop damaged by power outage?

admin — Thu, 08 Sep 2011 00:38:36 +0000

We had a bad storm about 2 weeks ago, i believe the power had to of when out at some point in the night because my alarm clock was reset. I bought a MacBook Pro for 1900, and it stays plugged in at night, when i woke up the next morning it would not power on. I took it to a repair shop and they said it would be over 2000 to repair. Can i claim this on my homeowners insurance? Also, The computers not even a month old and the warranty doesn’t cover this.

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Is it better to pay your own property taxes and homeowners insurance?

admin — Tue, 06 Sep 2011 00:39:49 +0000

I have been in my home for almost two years. Last year I had a escrow shortage and this year I had an escrow shortage. I purchased flood insurance last year and they are adding that to my escrow and I never requested it to be paid by my mortgage company it was something that I added a year after I purchased the home. Our mortgage payment has increased by 0 since we bought the house. I don’t understand all this stuff and I’d rather pay my own property taxes. Is this the better thing to do?

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My central air unit went out, does anyone know the cheapest way to fix this? will my homeowners insurance work?

admin — Sun, 04 Sep 2011 05:27:16 +0000

Will my homeowners insurance cover the repair or replacement? Note: I live in Tx

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