What are some of the things that make people un-eligible for homeowners insurance?
Monday, March 15th, 2010 at
6:38 pm
What are some of the things that make people un-eligible for a standard homeowners insurance? I know if you have a dog that falls under a certain category. Anything else?
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Filed under: Home Security
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red lining – ins companies will red line certain areas, it is not kosher.
if you are in that area you are not their favorite for insurability.
It’s going to vary by state and company. Typically, being in a protection class 9 or 10 area, or having a house more than 75 years old, or having knob and tube wiring, or not having running water or central heat, or having unrepaired damage, or living within 20 miles of the coast, or having more than two claims within the past three years, or having ANY water/mold claim at that house, EVER.
There are more.
It’s easier to go to an agent, and let the agent find a company to work with your situation, as there are way too many variables to list them ALL.